Term Share Certificates
| Type || Dividend Rate || APY |
| Daily/Quarterly (3 Months) || 0.00 || 0.00 |
| Daily/Quarterly (6 Months) || 0.00 || 0.00 |
| Daily/Quarterly (12 Months) || 0.00 || 0.00 |
| Daily/Quarterly (18 Months) || 0.00 || 0.00 |
| Daily/Quarterly (24 Months) || 0.00 || 0.00 |
| Daily/Quarterly (36 Months) || 0.00 || 0.00 |
| Daily/Quarterly (48 Months) || 0.00 || 0.00 |
All rates effective 2/3/2014 - Subject to Change.
Note: Loan rates based on individual credit score and credit union relationship. Loan rates presented assume a checking/auto pay relationship. If borrower has no checking/auto pay relationship, add 0.25% APR to all loan rates. "Other Secured" examples include but are not limited to ATV, snowmobiles and personal watercraft.
*APR = Annual Percentage Rate Current Prime Rate 3.25%
“Consult your tax advisor about deductibility options. See rates page for current rates. The HELOC is a variable rate product based upon the Prime Rate. The maximum HELOC rate is 18.0% APR. Home equity programs may be subject to nominal closing costs of approximately $150 per $20,000 borrowed.”
*Rate = Dividend Rate
*APY = Annual Percentage Yield
Fees may reduce account earnings.
Regular Share minimum opening deposit/minimum balance = $5.00
MMFCU has variable rate deposit accounts. MMFCU holds the right to change the rates on these accounts without notice to the account holder after the opening date.
APYs listed above for Term Share Certificates are based on having an active checking account, if not applicable deduct 0.25% from the APY. Each member is insured to at least $250,000 by National Credit Union Administration.
A penalty may be imposed for early withdrawal from a term share account. Fees may reduce account earnings. Contact an employee for further information on applicable fees and terms. Dividends are based on the Credit Union's earnings and cannot be guaranteed.
Payment Example: Terms of repayment on a $5,000 loan with the maximum APR of 18% is $25.41 per month for 60 months. Click here to be redirected to our loan calculators for all other payment examples.
HELOC fees/closing costs can range from $0 - $2,000