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Unless you own a crystal ball, it’s difficult to predict your needs as they may arise down the road of your financial journey. 

Planning for the future is about making the best choices for you and your family, whether it’s improving your standard of living or protecting your financial future. Mid-Minnesota Federal Credit Union proudly offers products to help give you peace of mind, minus the crystal ball.


Annual Credit Report

Annualcreditreport.com allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.


Credit Life & Credit Disability Insurance

Perhaps it’s time to think about the ‘unthinkable.’ Ever wonder what would happen if you were injured and couldn't make your loan payment? Mid-Minnesota offers peace of mind through Credit Life and Credit Disability Insurance. This protection gives you the security of knowing repayment won't be on your shoulders or left to loved ones should anything happen to you. Credit Life and Credit Disability Insurance is an option on many MMFCU loans – including auto, home equity, recreation, and even your Mid-Minnesota VISA Credit Card.

Such insurance may...

  • Reduce your financial burden and help protect your family 
  • Help protect your income, your collateral, and your credit rating 
  • Provide coverage at home and at work 
  • Help to bring peace of mind for you and your family

Remember, eligibility, exclusions, benefits, and termination provisions may vary, so it is important to consult a loan officer for complete details on your auto loan payment protection.


Guaranteed Asset Protection (GAP)

Protect your financial well-being. Guaranteed Asset Protection (GAP) cancels or reduces the difference between your vehicle insurance company’s settlement amount and the remaining loan amount (directly related to the vehicle purchase), up to the maximums allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair.


Vehicle Warranty Coverage

Lemons don’t just grow on trees. Even the most reliable vehicle can develop a mechanical problem. That's why so many people depend on Route 66 Warranty. No matter where you travel in the U.S., we protect against major mechanical expenses, and there is no deductible on covered parts and labor. All of our plans come with Rental Car Allowance and 24-hours/7days a week Emergency Roadside Service. When life hands you lemons, make sure you have coverage.

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