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Your credit union is a full-service mortgage lender, providing first and second mortgages, secondary market financing, home improvement loans, home equity loans, lines of credit and more. 

Our Online Home Loan Service Center provides you with the tools to apply for a home loan online, calculate various scenarios and learn more about financing options.

Thinking about building a home? 

Start with a good foundation! Mid-Minnesota can help with land and construction loans to fit your project.

Short on your down payment?

MMFCU may be able to help… The Rural Development loan program provides home ownership opportunities to low-and-moderate income individuals and families living in rural areas. With this program, loans may be made up to 100 percent of the appraised value! For more information on this program or to see if you qualify, contact one of our Home Loan experts listed below. 

Want to take advantage of your home’s equity to make some improvements, pay some bills or take a vacation? 

Learn more about our home equity options and which one would be a match for your financial lifestyle.

Our Home Loan Experts

You’ve got questions? We’ve got answers! Jon Tomlinson, Heidi Bruns, and Ginger House are at the ready to answer your purchase, refinance, and construction questions. You can also visit with any of our loan staff for information on improvement and equity loans. 


Your credit union is an equal housing lender.